Kathleen Kraninger testifies during her verification hearing in July 2018.

Kathleen Kraninger testifies during her verification hearing in July 2018.

Kraninger’s disposition seems very nearly the inverse of Mulvaney’s. If he’s the self-styled “right wing nutjob” ready to blow the institution up and every thing near it, Kraninger provides good rhetoric — she says she really wants to “empower” consumers — and comes across being an amiable technocrat. At 44, she’s a former science that is political — with levels from Marquette University and Georgetown Law School — and has now invested her job when you look at the federal bureaucracy, with a number of jobs within the Transportation and Homeland Security divisions last but not least in OMB, where she worked under Mulvaney. (In a job interview together with her university alumni relationship, she hailed her Jesuit education and cited Pope Francis as her “dream dinner visitor.”) In her own past jobs, Kraninger had considerable cost management experience, but none in customer finance.