Bad or reduced credit rating defines borrower’s credibility with really credit risk that is high.

Bad or reduced credit rating defines borrower’s credibility with really credit risk that is high.

Definitely not a credit that is bad demonstrates that debtor doesn’t have the intention to cover his/her liabilities. It may be as a result of his/her delayed re re payment or default/settlement on some of the line of credit or because of incorrect reporting because of the standard bank.